Capital One Class Action Settlement 2025 – Know Who’s Eligible and When Payments Will Arrive

If you were a Capital One customer between 2015 and 2019, you might be eligible for compensation from the $190 million class action settlement following the 2019 data breach. This guide explains how to check your eligibility, file a claim, and receive your payout before the March 15, 2025, deadline.

Settlement

In 2019, a hacker exploited a security flaw in Capital One’s cloud infrastructure, exposing sensitive data of over 100 million customers. This included Social Security numbers, bank account details, and personal information.

After multiple lawsuits, Capital One agreed to a $190 million settlement to compensate affected customers for identity theft, fraud, and related expenses.

Eligibility

You may qualify for a payment if:

• You had a Capital One account between 2015 and 2019.
• Your data was exposed in the breach.
• You suffered financial losses, such as identity theft, fraud, or costs for credit monitoring.
• You paid for extra security measures, like fraud alerts or credit protection services.

Both individuals and businesses affected by the breach are eligible to file claims.

Filing

Here’s a step-by-step guide to submitting your claim:

Verify Eligibility

Visit the official settlement website and check if your account was impacted.

Collect Documentation

You may need:

• Proof of your Capital One account (statements, account numbers, etc.).
• Evidence of fraud or identity theft (bank statements, fraud reports, etc.).
• Receipts for expenses related to security services or legal costs.

Submit Your Claim

• Online: Fill out the claim form on the settlement website.
• By Mail: Download, print, and send the completed form to the provided address.

Ensure accuracy to avoid processing delays.

Wait for Processing

You will receive confirmation after submission. Claims will be reviewed, and payments are expected by mid-to-late 2025.

Payout

The exact amount depends on:

• The number of claims submitted.
• Your documented financial losses.
• Administrative costs deducted from the fund.

Compensation may range from $25 to several hundred dollars, with higher payments for victims who prove substantial financial harm.

When Will You Get Paid?

• Claim deadline: March 15, 2025
• Review & approval: March – June 2025
• Expected payouts: Mid-to-late 2025

Security

If your data was exposed, consider taking additional precautions:

• Freeze your credit to prevent unauthorized accounts.
• Use identity theft protection to monitor suspicious activity.
• Enable two-factor authentication on financial accounts.
• Regularly check your credit report for fraudulent transactions.

This settlement is a chance for affected customers to recover financial losses. Don’t miss the March 15, 2025, deadline to file your claim. Visit the official Capital One settlement site for more details.

FAQs

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